An Open Letter to Barack Obama

Dear President Obama,

A year ago today, you were sworn in as the 44th President of the United States. I am sure that you would be the first to acknowledge that you did not accomplish this feat alone, but with the support of millions of progressives who were dismayed by the warmongering of the previous administration. Without a doubt, this was a great contributing factor to the success of your campaign.

I was not among your supporters, Mr. President, but it was hard not to feel inspired by the millions of young people and progressives who were energized by your campaign because you advocated peaceful diplomacy and reaching out to other nations. You achieved one of the highest honors the world can confer when you won the Nobel Peace Prize. I wish with all my heart that I could congratulate you, Mr. President, but I can’t do that in good conscience. Here we are a year later and many of us are asking, What is that you have done for peace, President Obama?

Your Chairman of the Joint Chiefs of Staff recently announced that U.S. troop levels in Afghanistan could rise to as high as 60,000 over the next 12 to 18 months. And it appears that you plan to leave a residual force in Iraq of 35,000 to 50,000 troops. The United Nations recently reported that civilian causalities in Afghanistan have risen to the highest number yet. Yet, you have expanded the use of drones and taken your war to heavily populated areas in Pakistan/Afghanistan. Is this your idea of peaceful diplomacy, Mr. President?

Mr. President, please tell me, What have you done for working men and women in this country? You recently ushered in a health care bill that is an out-and-out gift to the insurance industry. I suppose this shouldn’t surprise me, considering how industry lobbyists have contributed heavily to Democrats on key committees. And you have sanctioned a 1.7 billion dollar bailout for big banks and corporations. None of it is going to education or to help ordinary working Americans.

For all this, you effectively tapped into the hopes and aspirations of millions of progressives who longed for a more peaceful world and a new way of doing business. I know this because I have read many of their letters to you over the past year, most of which you will never read. But there is one letter that I hope you will read and contemplate as thoughtfully as you now peruse Lincoln’s letters and biography. This, the most significant missive, was written when you were just a boy, long before you ever contemplated becoming president of the United States.  That would be the speech delivered by Dr. Martin Luther King, Jr. at Riverside Church in New York City in 1967: Beyond Vietnam — A Time to Break Silence. I hope with all my heart that you will consider this speech carefully and reflect deeply on how our violent foreign policy impoverishes us as a nation, undermining the ideals of liberty, justice and equality that we espouse. You have often evoked Dr. King’s memory in your speeches, but did you ever stop to contemplate how radical his message actually was?  I wonder. In case you missed it, here’s what Dr. King said:

“We are called to speak for the weak, for the voiceless, for the victims of our nation and for those it calls ‘enemy,’ for no document from human hands can make these humans any less our brothers.

“Every nation must now develop an overriding loyalty to mankind as a whole in order to preserve the best in their individual societies.

“A true revolution of values will soon look uneasily on the glaring contrast of poverty and wealth. With righteous indignation, it will look across the seas and see individual capitalists of the West investing huge sums of money in Asia, Africa, and South America, only to take the profits out with no concern for the social betterment of the countries, and say, ‘This is not just.’

“A true revolution of values will lay hand on the world order and say of war, ‘This way of settling differences is not just.’ This business of burning human beings with napalm, of filling our nation’s homes with orphans and widows, of injecting poisonous drugs of hate into the veins of peoples normally humane, of sending men home from dark and bloody battlefields physically handicapped and psychologically deranged, cannot be reconciled with wisdom, justice, and love. A nation that continues year after year to spend more money on military defense than on programs of social uplift is approaching spiritual death.”

Mr. President, in the words of Dr. King, “War is not the answer.”  Thank you.

Sincerely,

Lisa Pelletier

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How to Get a Low Cost Family Health Insurance Plan

image 
The high cost of medication has made health insurance move up to being a very high priority item everywhere in the Unites States of America. It is now very difficult for many families to get financial security as about half of their income goes towards paying the premiums for health insurance cover.
Emergency hospital stays, surgeries, operations are some of the major expenses that medical health insurance is taken out for. There is a host of health insurance polices provided by major insurance companies, state funded insurance providing agents and brokers.
Taking out health insurance is for some is a form of security and a necessary precaution, while others believe think of it as a waste of their money. Little do they realize that, in an emergency an insurance plan can be invaluable. For this reason, the government and states have designed many health insurance plans at minimal premiums to provide medical assistance to needy families.
These low-cost health insurance plans ensure that poor families can have access to better health care and enjoy better security with their limited incomes. All health plans will require that some money is paid as a premium towards securing the cover. Some of the policies accommodate basic medical services, hospital care, regular health check-ups and major treatments like surgeries. The majority of these low-cost health insurance covers have been designed for a limited spectrum of medical treatments.
The available budget and the basic requirements of the cover needed should be the guiding principle when selecting this type of low cost insurance plan. Before picking the first one found, a check of all products and their options, available from other companies is imperative. Of special mentioned is that plans with high premiums have low deductibles, while low premiums have high deductibles. For a limited budget, the plan with low premiums is advised.
As the competition increases, there are many companies that offer discounted rates for health insurance and also advertise widely to promote sales. But before selecting a plan, take some time out to consider the pros and cons of each health insurance plan under consideration.

Low Cost Medical Insurance

imageMedical costs have been rising over the last several years, and have reached levels that an average middle class family cannot afford in the event of a major illness or accidents. With increase in medical facilities and better-equipped hospitals, this is perhaps inevitable, but that doesn’t make it less worrying if you are affected.
The best course open to individuals under these circumstances is to opt for medical insurance. The cost of medical insurance is high, and when you consider the fact that you don’t get much in return other than when an illness afflicts you, the cost of your medical insurance merits serious consideration. Fortunately, there is a way to resolve this dilemma. You can shop for the best possible combination of coverage and cost.
First of all, you could check out on the governmental and other help available to you in this regard. If you live in a country like the United States and are either elderly or very poor, the government comes to your aid through schemes like Medicare and Medicaid. If you are not covered by any such program, as most likely you are not, then what do you do?
The first step towards obtaining a low cost health insurance is to know what is being offered and how it is priced. Knowing the alternatives in terms of facilities and prices will help you to make decisions that can reduce your cost of medical insurance without compromising on your real requirements. Knowledge, in this case, is truly power and money. You could get this knowledge by doing some research on the Internet. There are a number of sites that offer you comparative information on medical insurance plans, which you can refer before finalizing your medical insurance coverage.
Learn about the different options available to you; research the company and the agent you are proposing to deal with; find out what you are covered for.
Some of the ways by which you can reduce your medical insurance costs are given below:
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Pay premiums annually. This will help you avoid or reduce the service fee and might also earn you discounts
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Review your policy regularly. Make sure that it covers your real requirements and does not have additional cover that you may not need. For example, additional coverage for pregnancy may not be really required for you and the normal coverage for this might be quite sufficient for your anticipated needs
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Keep a reasonable limit on the ceiling of medical expenditure in your policy. If you don’t have a ceiling or if you have a very high ceiling, you may be covering every eventuality but may also be paying higher for the coverage unnecessarily. Match the terms of the policy to your needs.
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If you have to file insurance claims, make sure that you keep all the documents available and know what you are covered for. In case you are not sure about whether a particular disease or treatment is covered. File your claim anyway
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Group plans are another way in which you can reduce your medical insurance costs. Find out about group plans and how they apply to you. See if your company, or member organization, such as your local Chamber of Commerce have a plan in place.
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Carry a higher deductible amount: The amount of expenditure that you opt to bear yourself has a great bearing on the medical insurance cost. If you are comparatively free from minor illnesses and you would like to be covered only for major illnesses, you can opt for a higher deductible reducing your premium without sacrificing the coverage you desire.
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If you discover a serious medical condition, it is better to continue with your existing insurer, as going to a new insurer will almost certainly increase your costs and will likely limit, or exclude, coverage for any pre-existing conditions.
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Avoid supplemental insurance. Supplemental insurance is a policy that gives you additional cash for the same illness that is covered by another insurance.

Dental Insurance Quotes And How To Find Them

imageDental insurance is a type of insurance that everyone should have – but so few of us in reality do. There are certain people who believe that it is too costly and they seldom need to see the dentist so why go through so much money. Others realize that they can afford it – but they feel that the insurance plan is not what they are looking for. The trick to finding good dental insurance that you are able to afford and that has the correct coverage is to search your selections. The only method that you are going to be able to do this is by obtaining quotes from contrasting dental insurance companies. This is an easy process though it can take some time when you have them although you can liken them and decide which one you wish to have. There are two ways in which you can get hold of a dental insurance quote. You might either pull out the phone book and call each office for a quote or you can utilize the internet. There are numerous sites on the internet which have the ability to give you quotes from a assortment of dentists in your region with the click of a button. All you need to do when you go to these sites is type in your zip code or some other personal data. This will assist it to know what region you are in and what type of insurance coverage that you are searching for. It will then pull a list of the dentists in your area and the quotes you require.

Once you have obtained all of the dental quotes it will be time that you go over every one of them. You may have to sacrifice a couple of things that you actually wanted – but in the end you need to be able to choose something that you will want.

LOVE

Budiyono AF Javanese language

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How to Get a Cheap Medical Insurance Rate

imageLooking for a cheap medical insurance rate with a top company? Here’s how to get it.

Relocation package to Dubai

Just found some info on what to negotiate on getting a relocating package that I believe might be useful.

  • Basic Salary (Non-Taxable)
  • Housing Allowance or Company Provided Flat
  • Furniture Allowance
  • Utilities Allowance (Water/Elec/Gas/Internet)
  • Rellocation Allowance (Only if moving within the same company from one location to another) to compensate you for possibe losses
  • Transporation or Car Allowance, otherwise a company provided car, including paid service, car wash, and mileage
  • Schooling allowance upto 3 kids maximum (criteria is different based on company, ex. They can put a cap for each child)
  • Insurances: Medical (Make sure Dental is included)
  • Life/Disability insurance if job’s risks are associated upto 24 months basic salary for death and 12 months for partial disability
  • One Round trip tickets for family on economy class mostly per year
  • Vacation is 22 days for Middle Management % 30 Days for Upper One (Calendar days)
  • Bonuses if applicable
  • Stock Options or Discounted Stocks
  • Club membership at discounted rate (corporate rate)

From what I have found across the net, getting there with less than 25/30k AED per month is probably not a good business, since living costs in Dubai are pretty expensive.

Housing seems to be a must, since housing really is a problem there. At least it was up until the economic crysis began – now it seems that there are a lot of people being able to get into better houses, since many are fleeing out of Dubai.

Will illegal aliens be forced to buy health insurance too?

Obama is writing a law forcing all American’s to buy health insurance

what about illegals? Will they be forced to buy insurance?

What will happen to them if they don’t ?

Will Obama’s IRS throw them in jail? Or will they be deported?

Dental Implants Cost Can Differ From One State to the Other

imageDental implants cost varies significantly depending on the type of jaw and bone density you have and could range from $1250 to over $30,000 or $40,000. Above all, the demand for implants has gone up in recent years as people want their synthetic teeth to seem natural. The usual false tooth worn and preferred by old people for years is not verdict much favor to any further extent. It is unwieldy and awkward at times, and doesn’t look like the original ones that have fallen off.

Make sure what treatments or surgery you require But you cannot expect dentists coast to coast to have alike dental implants cost as they can vary according to locations. Some practitioner at an up market suburb in LA will certainly cost you more that a dentist in a small North Dakotan town. Instead of just implants, you could require restoration work for the gums and bones and that operating cost  would adapt accordingly. With insurance companies not generally providing any cover for dental implants cost, your best stake would be to look for a lender. If you have a couple of tooth missing, you should get a titanium screw or a post implanted into the jaw bone only. Normal implantation could take months to cure. After the healing process is completed successfully, a crown is posted on top of the implant and it would require replacement every few years. Before getting implants done, you should enquire with the practitioner about the precise or near about dental implants cost. It is enhanced to get a detailed quotation of the surgery and make sure whether you would need any synthetic bones.

Cheaper implants obtainable from faculty members Costs are inclined to vary and it is better to get upfront details before you go for an implant. There would be x-rays, anesthesia and other surgical operating cost that you have to get cleared with the dentist you opt for. And he or she should first be registered under a US dental practitioner’s body. There could be more than one implant and crown and the dental implants cost would vary.

For cheaper implants you could look into faculty members at dental institutions there are state societies listed under American dental association where you can get dentists taking partial payments from lower economic groups.

For easy restorative treatments you need not bear dental implants cost through your nose. Prosthodontists can easily do the job for much less as they are not experts but equipped to do the job. They are from dental colleges, certified by the dental board and have passed a four part exam, but are with no higher degrees and simple restoration does not require the services of experts.

You can check their addresses and contact numbers from the website of their organization if dental implants cost is too pricey for you.

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